Filling out a check for the first time, or for the first time in a while? There are plenty of aspects you're not sure about, for instance, where to sign a cheque and the best way to create checks with cents. While you may not be able to write a lot of checks, this ability is essential. We'll answer all your questions promptly with an easy-to-follow.

Step 1. Date the check.

In the upper right corner of the page, place the date in the upper right-hand corner. This step is important so the bank and/or person you are sending the check to know when you wrote it.

Step 2: Who is this check intended for?

The next section on the check should be "Pay to The Order of." Here you add the name and contact information of the person or the organization who you're paying. If you aren't sure of the name of the individual or business, you could put "cash" instead. It could pose a threat if the check is ever stolen or lost. Anyone can cash or deposit an unpaid check to "cash."

Step 3: Type in the payment amount in numbers

There are two areas on a check where you write the amount you are paying. The first one is to write the dollar amount (example $130.45) in the box on the right. Make sure you mark it out clearly so that the ATM/bank can take this amount off your bank account.

Step 4: Write the payment amount in words

Write the value in words on the line beneath "Pay To the Order Of" in order to match the dollar amount you've written in the box. For example, if $130.45 is the amount you want to pay then you'll write "one hundred and thirty and 45/100." If you're planning to write a check using cents, make sure the amount of cents is greater than 100. If the amount of money is round, then include "and 00/100" for additional clarity. is essential that the bank write the amount in words so that they can make the check.

Step 5: Write an email

The line that is "Memo" is not mandatory, but, is helpful in determining the reason you wrote the cheque. In the memo field, add "Electric Bill" if you are paying an electric or rent bill. In most cases, when you pay a bill, the company will require you to enter your account number on the note on the check.

Step 6 Check your account

You will need to verify your name with the signature that was used for opening the checking account. This will show the bank that you accept that you are paying the correct amount and to the correct payee.

How to balance your checking account.

It is important to record each when you deposit or spend money. This information can be found on your Huntington check register. The check register is intended to keep track of your deposits and expenditures. All transactions should be recorded including check, ATM withdrawals, debit card payments, and deposits.

Record your transactions.

You will need to record the number on your check if you pay by check. It's located in the top-right corner of the check. This will allow you to keep track of the transaction and remind you when to reorder checks.

Remember the date. It is possible to describe the transaction or the reason behind the transaction in the "Transaction" column. Then write down the exact amount in the column for deposit or withdrawal dependent on whether you used the cash or got it.

Add the amounts of bank fees, checks, withdrawals, and deposits to your account.